Take financial control

Pay later when you’re buying. Paid faster when you’re selling.

The credit stretch shortens your sales cycle and increases your time to pay invoices. Solving buyers and sellers growth needs at the same time.

I'm selling

I’ve issued an invoice I want paid faster

Learn more


I'm buying

I’ve received an invoice I want to pay later

Learn more
Credit stretch
Factoring
Invoice finance
Speed
15 minutes (avg)
2-14 days
2-14 days
Price
3.75% (for all)
Discriminates according to creditworthiness.
3-11% (depends on issuer creditwortiness)
Risky industries
Very
Partial
Few
Eliminates AB 92 issues (DK only)
Yes
No
No
Self-serve
Yes
No
No
Credit check invoice issuer
No
Maybe
Yes
Risk-free
Yes
No
No
Instant answer
Yes
No
No
One invoice at a time
Yes
No
In part

You should know

Credit check invoice receiver ONLY

So smaller SMEs can access finance they wouldn't otherwise be able to.

No hidden fees

Payments, credit rating on invoice receiver, and credit insurance all included.

Extremely fast

Once you both sign the digital agreement you'll receive the money instantly (seller) or get 60 to 90 days to pay (buyer)

Flexible, on-demand

On as many (or as few) invoices as you like on a pay-as-you-go basis.

Who are Fellow Pay and why should I use a credit stretch?

Hey everyone,

I'm Jacob, CEO & Co-Founder at Fellow Pay.

We believe that invoice factoring takes too long, it costs you too much and it’s generally overcomplicated to use.

So we made a new , smarter and faster platform for SMEs that are growing. Now you can get your invoices paid faster or pay them later.

We're convinced that the traditional approach isn't good enough anymore.

It's not fair for SMEs that are suffering under long payment terms or are in need of extra time to pay their invoices that they are being asked unnecessary questions upfront about their finances before they can access the liquidity they need.

We believe that everybody only wins, when nobody loses.

We know your customer relationships are important to you, so now you can give your customers access to 60 to 90 days extra to pay their invoices. Now you no longer have to wait for them to pay you on time.

You can make credit stretches on single invoices, one at a time. This also allows you to free yourself from selling all your invoices at once and take more control of your cash flow, when the need arises.

Happy customers

Here's a little taste of what our customers have been saying about us.

“It's faster than anything I've used before. The Fellow Pay team sorts everything out for you.”
Freddy Bach
Real Estate
“I now insist all of my subcontractors use Fellow Pay”
Per Jørgensen
Construction
“Fellow Pay help me get paid faster without harming my customer relationships”
Daniel Kirby
Tech entrepreneur